Free online tool
50/30/20 Budget Calculator
Split your take-home income into needs, wants and savings, then tune the percentages to fit real life.
Made for the moment you need it
Enter your monthly take-home income, choose percentages that total 100, and see the three monthly amounts.
Try it now
50/30/20 Budget Calculator
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How to use it
Enter your monthly take-home income, choose percentages that total 100, and see the three monthly amounts.
A rule is a starting point. Your actual housing and debt costs may call for a different split.
Read the related guide →Common questions
Is this tool free?
Yes. The complete web tool is free to use without an account.
Where does my information go?
Your entries are processed in this browser. Exporting or printing makes a copy that you control.
How does the iPhone app help?
Track the plan together in WeBudget.