Monthly budget planner

Plan your month, then watch it hold

WeBudget turns a monthly budget into something you and your household actually follow: clear category limits, live progress, and a running view of what is left.

In short

A monthly budget planner sets what you expect to earn and spend in one month, category by category. WeBudget is a shared monthly budget planner for iPhone: you set a limit for housing, food, savings and more, then watch each category fill up as expenses are logged, so you always know what is left before the month ends.

Plan

One plan, every category, no spreadsheet formulas

WeBudget shows planned expenses as a whole and per category, next to the income that has to cover them.

Total planned expenses for the month in one figure.
A share for each category — housing, savings, food and the rest.
Income shown alongside, so the plan stays realistic.
Progress tracked against each category as the month runs.

How to plan

Four steps to a monthly budget that lasts

Start with your income

Add what comes in each month. WeBudget shows your income beside your plan, so the budget is grounded in real numbers.

Set a limit per category

Give each category a monthly amount — housing, food, savings, transport, fun. The planned total updates as you go.

Track progress through the month

As you log expenses, WeBudget shows how much of each category is used and how much is left.

Adjust before the month ends

If a category is running hot, move money from a cooler one — a budget you can tune beats one you abandon.

Start simple

Not sure where to begin? Borrow a frame.

If you have never budgeted, start with the 50/30/20 rule: about half of your income for needs, a third for wants, and a fifth for savings. It is not a law — it is a starting point that stops the blank-page problem, and you tune it after your first month of real numbers.

Read the 50/30/20 guide → See budget categories →

Track every expense

Live category progress depends on logging spending as it happens.

Fund your goals

Make savings a category, not an afterthought.

Household budget

Plan for rent, utilities and shared bills.

Keep exploring

The 50/30/20 Rule

A simple starting frame for any budget.

Budget Categories

A ready-made list to plan against.

How to Budget as a Couple

Agree a plan you will both keep.

Questions

Frequently asked questions

What is a monthly budget planner?

A monthly budget planner sets a plan for one month: how much you expect to earn, how much you intend to spend in each category, and how much you want to save. WeBudget keeps that plan alongside your real transactions so you can see it against reality.

How do I make a monthly budget?

Start with your monthly income, then divide it across categories such as housing, food, transport and savings. Use a starting rule like 50/30/20 if you are unsure, then adjust once you have a month of real data.

How much should we budget for food and housing?

A common starting point is around 50% for needs (including housing), 30% for wants, and 20% for savings. Treat it as a starting frame, not a rule — your city and family size change the right numbers.

Can my partner and I plan a budget together?

Yes. A WeBudget budget belongs to the household, so both partners can see and edit the same monthly plan in real time.

What if we overspend a category?

WeBudget shows each category as you spend, so you see an overspend while there is still time to react. Move money from another category or trim the rest of the month.

Start today

Stop guessing who paid for what.

Track shared spending, plan a monthly budget, and build savings together — all in one app both partners actually use.

Download on the App Store How to budget as a couple